Christmas In July for the Maine Children’s Home for Little Wanderers | Connected Credit Union

Christmas In July for the Maine Children’s Home for Little Wanderers | Connected Credit Union

Connected Credit Union has once again partnered with The Maine Children’s Home for Little Wanderers in Waterville to collect gifts for their annual Christmas Program. Due to COVID-19, we will be collecting donations through The Maine Children’s Home for Little Wanderers’ Amazon Wish List. Please visit our website at www.connectedcreditunion.org for details to help with this very worthwhile cause. Donations will be shipped directly to their Waterville facility.

Each year, the Christmas Program at The Maine Children’s Home distributes boxes of gifts and clothing to more than 1,700 financially disadvantaged children throughout the state. It’s the only program of its kind that provides new toys, books, games and new, warm clothing to boys and girls throughout Maine. No donation is too small and it’s never too early or too late to donate.  Their Christmas Program is a year-long effort and would not be possible without the generosity and support of our community.  

View the Amazon Wishlist

U.S. Army National Hiring Days

U.S. Army National Hiring Days

The U.S. Army is filling 10,000 full-time & part-time positions throughout our 150 initial entry career paths during our National Hiring Days between 30 June 2020 – 02 July 2020. $2,000 sign on bonuses as well as other qualified bonuses are available during this time. Please contact our office at (207) 873-2594 to find out what you’re qualified for.

Connected Credit Union announces a new partnership with Winslow Community Federal Credit Union

Connected Credit Union announces a new partnership with Winslow Community Federal Credit Union

(Augusta, MEConnected Credit Union announces a new partnership with Winslow Community Federal Credit Union.

Connected Credit Union and Winslow Community Federal Credit Union are two financially strong not-for-profit cooperatives that have combined resources to become one financial institution, serving Kennebec, Somerset, Lincoln and Waldo, Counties. 

Richard Lachance, CEO of Connected Credit Union said “The name Connected Credit Union will remain, as we feel it is a perfect fit for our combined memberships.  We think of this partnership as a reflection of the larger community we will serve and of connecting the entire membership through technology and personal relationships to foster financial success.”

“What makes this so exciting is that both institutions share a common culture and provide like services.  We are building financial security for the members we serve and this bright, new partnership will provide great opportunity” said Cathy Bond, President of Winslow Community Federal Credit Union 

While this is considered a merger from a regulatory standpoint, all parties involved view this as a coming together of like institutions and a “win, win” for all.  This partnership positions us for continued growth and sustainability while meeting the needs of our members.  All existing branch locations will remain open, providing full-service to members.

Connected Credit Union was originally chartered in 1967 while Winslow was charted in 1958.  Both credit unions have a long-standing tradition in their communities, having served their respective memberships since 1967 and 1958.  Connected Credit Union will now have more than 8400 members with assets of $100MM.

For More Information

Contact: Richard Lachance CEO

(207) 623-3857 ext 1204

rlachance@connectedcreditunion.org

Ending Hunger $100,000 Challenge

Ending Hunger $100,000 Challenge

As you may know, Winslow Community FCU participates in Maine Credit Unions’ Campaign for Ending Hunger, a hunger relief initiative that helps ensure Mainers in our community and across Maine have access to healthy, nutritious meals. The Campaign raises hundreds of thousands of dollars each year, a portion of which comes through the generous support of our credit union employees, volunteers, and members.

Throughout the year, our credit union and other credit unions throughout the state hold fundraisers for the Campaign. Unfortunately, due to COVID-19, many planned fundraising events have been canceled. But that’s not stopping our effort to raise money! With 138,000 Mainers filing jobless claims since the start of the pandemic, our communities need our help more than ever before. Families who were food secure—even a few months ago—are now struggling to put food on the table.

So, here’s what we are planning to do and how you can help us.

Maine Credit Unions’ Campaign for Ending Hunger $100,000 Challenge

The Campaign is launching a $100,000 challenge that will run June 4 – July 4! Over the next 30 days, every dollar raised by the Campaign will support Good Shepherd Food Bank and local community food pantries and meal sites. These organizations are facing an unprecedented demand for food while food donations are at an all-time low. They need our support.

The Campaign has already received its first Challenge pledge of $100,000 to kick-start this fundraising effort—money the Campaign will direct to Good Shepherd Food Bank’s COVID-19 response. 

We Challenge You

Between now and July 4, please consider making a tax-deductible online donation to the Campaign, and select our credit union on the Donor page. Individual contributors will be listed on the Campaign’s website (with permission), and businesses contributing more than $250 can have their logos featured on the Contributor’s page. Every dollar counts!

We encourage you to open your hearts to this important effort and challenge others to do the same. Your support will help ensure Maine families get the food they need during the COVID-19 crisis and beyond.

Maine Credit Unions Campaign for Ending Hunger $100,000 Challenge

Maine Credit Unions Campaign for Ending Hunger $100,000 Challenge

Our neighbors need our help! From now through July 4, New Dimensions FCU will be participating in the Maine Credit Unions’ Campaign for Ending Hunger $100,000 Challenge. Many Maine families who were food secure are now struggling to put food on the table due to COVID-19. Over the next 30 days, every dollar raised by the Campaign will support Good Shepherd Food Bank and local community food pantries and meal sites. The Campaign has already received its first Challenge pledge of $100,000 to kick-start this fundraising effort—money the Campaign will direct to Good Shepherd Food Bank’s COVID-19 response.

If you are able, any donation amount helps. Between now and July 4, please consider making a tax-deductible online donation to the campaign at https://campaignforendinghunger.org/donate/.

Read More Here!

Annual Community Blood Drive Success!

Annual Community Blood Drive Success!

On May 19, Winslow Community FCU sponsored our annual community blood drive at Winslow Parks and Recreation in collaboration with the American Red Cross.

We are proud to announce that we were able to collect 39 pints from 38 donors, including 7 first-timers! Since each pint is separated into three products—red cells, platelets, and plasma—the amount we collected will save up to 117 lives! Whether you were able to make a donation or not, thank you all for your attendance. Your time and contribution was extremely appreciated!

If you weren’t able to attend on May 19, don’t worry, you can always check out www.redcrossblood.org to find a drive nearest to you in which you can make your donation!

Morning Sentinel and Kennebec Journal raised over $6300 in May.



Over the month of May we have raised over $6300. We continue to be inspire by the incredible community we serve. Your generous gifts help us continue to report on the effects of this pandemic. From all of us at the Kennebec Journal and Morning Sentinel –


Thank you. 

Our donation platform will remain open, if you would like to make a contribution. 
 
 
DONATE HERE

The Barber Parlor Moved to A New Location!

To our faithful and local clients,

We moved!!! Now at 142 College Ave in front of R&B Electronics and next door to Grub.

Today we have spent the day talking to fellow shop owners, medical professional friends, and family. We have brainstormed, calculated and given this a lot of thought. Our list for appointments at this time is overwhelming, thank you.

At this time we feel that it is in the best interest of you, and us to hold of from opening for a bit longer. There has been a checklist given to us from the governor, and it is quite extensive. We need time to gather the face masks (cloth will not be sufficient) face shields, smocks, capes just to name a few items. We want to be able to reopen The Barber Parlor for good, and as safely as we can for the entire community. As of now our plan is to wait until May 15, to watch the numbers of virus cases carefully and make sure that everyone feels comfortable. We will not be taking any walkins, you will need to schedule your appointment. We are working on an online appointment booking system and payment system as well. This has been an unexpected situation for everyone, and we definitely are making things up as we go. It is nice to know that we have guidance on how to do so safely, when it is our time to open. We will be in touch with all of you that have reached out to us very soon. Please stay healthy and well and we can’t wait to see your at home haircuts!

Tanya & Eric

The Warehouse Will Donate Hand Sanitizer

For every 2 gallons of sanitizer purchased at The Warehouse, it will donate 1 gallon to one of the following charities of the customer’s choice:  The Maine Children’s Home for Little Wanders in Waterville, The Waterville Homeless Shelter or the Alfond Boys & Girls Club in Waterville.  This promotion won’t last long!

The Warehouse is proud to help keep your hands and home germ-free with our 75% Ethanol Sanitizer spray, made onsite at The Warehouse in Oakland, Maine.

Face masks are also available for purchase!

Order online or buy during business hours at the store. Call at (207) 716-4007 to discuss wholesale and bulk prices! Local Pickup available.

https://thecbdwarehousemaine.com/mask-sanitizer/

GHM Agency’s Quotes for Community Program has donated $1,040 So Far.

GHM Agency is pleased to let you know that through the end of April it has completed 104 insurance quotes related to its Quotes for Community program resulting in a total donation of $1,040. The $ has been distributed as follows:  $540 to Waterville Boys & Girls Club Backpack Meal Program, $240 to Humane Society Waterville Area, $190 to Mid-Maine Homeless Shelter , & $70 to Meals on Wheels at Spectrum Generations. Read more about the program here.

https://www.ghmagency.com/blog/post/ghm-presents-the-boys-girls-clubs-of-greater-waterville-with-first-quotes-for-community-check

Railroad Square Cinema Launches New Website

Railroad Square Cinema, a program of Waterville Creates!, is excited to announce the launch of a new Web site. Its team has curated & will regularly update a selection of independent, international, & classic films, along with staff picks & community recommendations for you to enjoy from home. Please share a film recommendation, your favorite Railroad Square memories, or just a note to say hello by filling out the contact form on the Web site:   https://www.railroadsquarecinema.com/

Pestcontrol & wildlife removal

Pestcontrol & wildlife removal

Go local!! Don’t forget here at A&D Construction Plus Inc we can help you with your pest Control problems , wildlife issues, or any damage they might have done and need repaired.  We can do it all. Your one stop shop.  We service residential & commercial. 

When is New Dimensions FCU moving in?

When is New Dimensions FCU moving in?
We know that many of you would like to know when we are moving into our new facility! Well, at this uncertain time, that information is to be determined. The COVID-19 pandemic has slowed down the construction process and the safety of our contractors, staff, members, and board members remain our top priorities. 
 
We assure you that we will keep you updated as to when our moving day arrives. We are beyond excited and know you will love our new facility. We can’t wait for you to see it.

36th Annual Trek Across Maine Event

36th Annual Trek Across Maine Event

The 2020 Trek Across Maine has gone virtual now through June 30th! Cycling is a great way to improve both your physical and mental health, while giving an extra boost to your immune system. We encourage you to participate in the virtual event as this is the perfect time to get outside while still practicing social distancing! Challenge yourself to stay active and support the American Lung Association’s work to support critical lung health research.

COVID-19 is a lung infection and we are working to minimize the risk to all, especially those with a lung disease like asthma, COPD or lung cancer—who are at higher risk for more severe symptoms or complications from COVID-19. Join us in accelerating the progress we’ve already made, including a breakthrough discovery that could inform coronavirus treatment strategies and help us fund additional groundbreaking research that can help mitigate COVID-19.

Who: Everyone! Not a cyclist? You can still sign up to do the virtual event and help support our cause!

What: If you choose to participate in the cycling portion of the virtual event, complete 60, 120 or 180 miles on an indoor or outdoor bike (or mix of both) at your own pace and in segments if preferred. All virtual participants that raise the minimum $250 by June 30th will receive an accomplishment medal and event t-shirt. You can earn incentives the more you raise!

When: Now through June 30th.

Where: Anywhere you’d like, just make sure to practice social distancing at all times.

How: Visit the event website and register as a virtual participant for $15. You will receive everything you need to successfully complete the virtual event from there! Please take a moment to review our website for details and make sure to check out the FAQ Page. https://action.lung.org/site/TR?fr_id=18638&pg=entry

Extras: Join our Trek Across Maine Group on Strava. You can connect your tracking devices to the Strava app so others can see your progress. We also encourage you to join our Trek Across Maine group to stay in touch with other participants and post photos of your ride/screenshots of your progress.

New Dimensions awards two students with a $1,000 scholarship.

New Dimensions awards two students with a $1,000 scholarship.

Congratulations to Katherine Stevens and Taylor Jeffery Doone on being awarded $1,000 scholarships. Both exhibited excellence, determination, and hard work in their academic and community involvement endeavors. We wish them well in the fall at the colleges they have chosen to attend.

Bar Harbor Bank & Trust is here to serve customers during the COVID-19 crisis

Bar Harbor Bank & Trust is here to serve customers during the COVID-19 crisis

Bar Harbor, Maine – Bar Harbor Bank & Trust has helped our customers navigate many financial crises and economic downturns over the last 133 years. We are committed to serving our customers and supporting them as we navigate through the COVID-19 crisis. We recognize each customer need is unique, and we will continue to provide personalized, individual service and support. If you are experiencing financial difficulties due to COVID-19, we are here to help. Give us a call at 888-853-7100.

Our local branches are open and here to serve you. See below for additional information about your local branches and their hours:

Branch Name: South China

Branch Address: 368 Route 3, South China, ME 04358

Branch Phone Number: 207-445-4865

Branch Hours:

  • Monday: 7:30 am – 4:00 pm
  • Tuesday: 7:30 am – 4:00 pm
  • Wednesday: 7:30 am – 4:00 pm
  • Thursday: 7:30 am – 4:00 pm
  • Friday: 7:30 am – 5:30 pm
  • Saturday: 9:00 am – 12:00 pm

Branch Name: Waterville

Branch Address: 335 Main St, Waterville, ME 04901

Branch Phone Number: 207-877-9900

Branch Hours:

  • Monday: 8:00 am – 5:00 pm
  • Tuesday: 8:00 am – 5:00 pm
  • Wednesday: 8:00 am – 5:00 pm
  • Thursday: 8:00 am – 5:00 pm
  • Friday: 8:00 am – 5:00 pm
  • Saturday: 9:00 am – 12:00 pm

 Types of Service Available: The drive ups at these locations are available for regular transactions and lobby appointments are available for needs that cannot be handled at the drive up. Please call the branch directly to make an appointment with a banker.

  24/7 Remote Banking options: We are proud to provide our customers with many tools to allow them to complete their banking without leaving the safety of their home. We offer online banking, mobile banking with mobile deposit, telephone banking, and more. Additionally, our locations offer Smart ATMs that allow customers to withdraw money and deposit checks. Don’t want to use cash? Consider using your Bar Harbor Bank & Trust debit card with Contactless Payment Technology, just tap and pay. Visit our website to learn more: https://www.barharbor.bank/bank-anywhere

Home mortgage payment relief:  If you are wondering what your mortgage payment relief options are as a homeowner, please contact our Customer Service Center at 888-853-7100.  They will connect you with a dedicated team member who will work with you to review all of the options available and build a solution for your particular situation.

Business loan payment relief: If you are a business customer or business owner wondering what your loan payment relief options are, we encourage you to connect with one of our Commercial Bankers. They can discuss the different options available, including the SBA Paycheck Protection Program, and will develop a solution specifically for your needs. Contact one of our branches or our Customer Service Center at 888-853-7100 to get connected with a Commercial Banker.

Cash management solutions: Running your business during this time of social distancing can present challenges and we are here to provide solutions. We can help answer your questions about FDIC insurance, credit card processing, depositing checks remotely, moving money electronically, and more. We offer a variety of products and services to help you run your business remotely, securely and efficiently. Simply give us a call at 888-853-7100 and ask to be connected to our Treasury Services Group.

Beware of scams:  Be aware of specific coronavirus-related scam information by visiting the Federal Trade Commission’s website. Bar Harbor Bank & Trust will never ask you for your personal information without your prompting.

 We are here to help. Many of our employees are working remotely to minimize face-to-face contact. Those employees can be contacted directly or by calling our Customer Service Center, which remains open and ready to assist you.  Simply call 1-888-853-7100.  You can learn more about our response to coronavirus here: www.barharbor.bank/coronavirus

Bar Harbor Bankshares (NYSE American: BHB) is the parent company of its wholly owned subsidiary, Bar Harbor Bank & Trust. Operating over 50 locations across Maine, New Hampshire and Vermont, Bar Harbor Bank & Trust is headquartered in Bar Harbor, Maine and has more than $3.6 billion in assets. As a leading Northern New England community bank, Bar Harbor Bank & Trust offers a full range of personal and business banking services, as well as wealth management services through its subsidiaries Bar Harbor Trust Services and Charter Trust Company. For more information about Bar Harbor Bank & Trust, visit www.barharbor.bank or call 888-853-7100. Member FDIC.

Bar Harbor Bank & Trust is here to serve customers during the COVID-19 crisis

Bar Harbor Bank & Trust is here to serve customers during the COVID-19 crisis

Bar Harbor, Maine – Bar Harbor Bank & Trust has helped our customers navigate many financial crises and economic downturns over the last 133 years. We are committed to serving our customers and supporting them as we navigate through the COVID-19 crisis. We recognize each customer need is unique, and we will continue to provide personalized, individual service and support. If you are experiencing financial difficulties due to COVID-19, we are here to help. Give us a call at 888-853-7100.

Our local branches are open and here to serve you. See below for additional information about your local branches and their hours:

Branch Name: South China

Branch Address: 368 Route 3, South China, ME 04358

Branch Phone Number: 207-445-4865

Branch Hours:

  • Monday: 7:30 am – 4:00 pm
  • Tuesday: 7:30 am – 4:00 pm
  • Wednesday: 7:30 am – 4:00 pm
  • Thursday: 7:30 am – 4:00 pm
  • Friday: 7:30 am – 5:30 pm
  • Saturday: 9:00 am – 12:00 pm

Branch Name: Waterville

Branch Address: 335 Main St, Waterville, ME 04901

Branch Phone Number: 207-877-9900

Branch Hours:

  • Monday: 8:00 am – 5:00 pm
  • Tuesday: 8:00 am – 5:00 pm
  • Wednesday: 8:00 am – 5:00 pm
  • Thursday: 8:00 am – 5:00 pm
  • Friday: 8:00 am – 5:00 pm
  • Saturday: 9:00 am – 12:00 pm

 Types of Service Available: The drive ups at these locations are available for regular transactions and lobby appointments are available for needs that cannot be handled at the drive up. Please call the branch directly to make an appointment with a banker.

  24/7 Remote Banking options: We are proud to provide our customers with many tools to allow them to complete their banking without leaving the safety of their home. We offer online banking, mobile banking with mobile deposit, telephone banking, and more. Additionally, our locations offer Smart ATMs that allow customers to withdraw money and deposit checks. Don’t want to use cash? Consider using your Bar Harbor Bank & Trust debit card with Contactless Payment Technology, just tap and pay. Visit our website to learn more: https://www.barharbor.bank/bank-anywhere

Home mortgage payment relief:  If you are wondering what your mortgage payment relief options are as a homeowner, please contact our Customer Service Center at 888-853-7100.  They will connect you with a dedicated team member who will work with you to review all of the options available and build a solution for your particular situation.

Business loan payment relief: If you are a business customer or business owner wondering what your loan payment relief options are, we encourage you to connect with one of our Commercial Bankers. They can discuss the different options available, including the SBA Paycheck Protection Program, and will develop a solution specifically for your needs. Contact one of our branches or our Customer Service Center at 888-853-7100 to get connected with a Commercial Banker.

Cash management solutions: Running your business during this time of social distancing can present challenges and we are here to provide solutions. We can help answer your questions about FDIC insurance, credit card processing, depositing checks remotely, moving money electronically, and more. We offer a variety of products and services to help you run your business remotely, securely and efficiently. Simply give us a call at 888-853-7100 and ask to be connected to our Treasury Services Group.

Beware of scams:  Be aware of specific coronavirus-related scam information by visiting the Federal Trade Commission’s website. Bar Harbor Bank & Trust will never ask you for your personal information without your prompting.

 We are here to help. Many of our employees are working remotely to minimize face-to-face contact. Those employees can be contacted directly or by calling our Customer Service Center, which remains open and ready to assist you.  Simply call 1-888-853-7100.  You can learn more about our response to coronavirus here: www.barharbor.bank/coronavirus

Bar Harbor Bankshares (NYSE American: BHB) is the parent company of its wholly owned subsidiary, Bar Harbor Bank & Trust. Operating over 50 locations across Maine, New Hampshire and Vermont, Bar Harbor Bank & Trust is headquartered in Bar Harbor, Maine and has more than $3.6 billion in assets. As a leading Northern New England community bank, Bar Harbor Bank & Trust offers a full range of personal and business banking services, as well as wealth management services through its subsidiaries Bar Harbor Trust Services and Charter Trust Company. For more information about Bar Harbor Bank & Trust, visit www.barharbor.bank or call 888-853-7100. Member FDIC.

Open for curb-side delivery & home delivery

Open for curb-side delivery & home delivery

Tree Spirits is open from Noon til 5 Monday thru Friday for curbside delivery. We will also deliver within 15 miles with a $50 order. Just give us a call at 861.2723. $1 from every bottle purchased until the end of April will go to support the Oakland Food Bank.  

Community Blood Drive sponsored by Winslow Community FCU

Community Blood Drive sponsored by Winslow Community FCU

Right now, the American Red Cross has an ongoing critical need for blood product donations as uncertainties remain during this coronavirus pandemic.

On Tuesday, May 19, 2020, Winslow Community FCU is hosting a blood drive at NEW LOCATION: Winslow Parks and Recreation (114 Benton Ave, Winslow) from 12:00 pm to 5:00 pm!

Visit https://www.redcrossblood.org/give.html/find-drive to schedule your appointment with the Red Cross.

Just enter “WCFCU” for the sponsor code and sign up to give blood and save up to three lives.

To learn more about the Red Cross COVID-19 safety protocol visit: https://www.redcrossblood.org/donate-blood/dlp/coronavirus–covid-19–and-blood-donation.html

New Dimensions FCU Donates Over $11K During The COVID-19 Pandemic!

New Dimensions FCU Donates Over $11K During The COVID-19 Pandemic!

Local food banks and food pantries able to stock their shelves. 

When faced with unprecedented times, we all want to know that there is help available in times of need. Unfortunately, the resources we have are limited and it is the responsibility of the community to ensure underserved people are able to utilize them when needed. Food banks and food pantries are there to assist every person possible, but they need our help to be successful. Everyone has experienced a time when they were unsure how to find the necessary resources to meet their most basic needs, so we need to work together to take care of those who need our help the most.

Because New Dimensions FCU cares about its community and wanted to do something to help, they have donated over $11,000 to seven local food banks and food pantries. Ryan Poulin, CEO, states, “We all must play a role in keeping our community healthy and safe, so we quickly rallied to donate the funds to the quickly dwindling food banks and food pantries that needed it most. Everyone needs to eat, and we are doing our best to help as many people as possible, get through this pandemic.

New Dimensions FCU wants you to remain healthy! With you, your family, and many communities in mind, we have found ourselves in a time of uncertainty, but know that together we will come out of this stronger, more united, and able to walk into the future with a solid understanding of what it takes to work together.

If you have any questions or need financial assistance, contact New Dimensions FCU at (800) 326-6190. Stay Healthy!

Best Western Plus- Waterville, Maine

Attention Truckers – Need a place to rest?
Best Western Plus – Waterville, Maine
Located directly off 1-95 Exit 130
375 Main Street, Waterville, Maine
207-873-011/1-800-785-0111
Wrap around parking lot. Easily accessible place to rest

Sheridan Construction Announces Three New Vice Presidents

Sheridan Construction Announces Three New Vice Presidents

Sheridan Construction is pleased to announce three promotions of key personnel at Sheridan Construction’s corporate office located in Fairfield, Maine. Congratulations and thank you for your excellent efforts in making Sheridan a leader in the construction industry.

Scott Nielsen, is promoted to Vice President of Finance & Administration

Scott has been a vital part of the corporate structure and will be celebrating his 35 years of service with Sheridan Construction this October. Scott oversees all accounting, administrative and financial systems for the company and will continue to provide the critical information Sheridan needs to effectively and efficiently utilize its management systems.

 

 Gilbert Thibeau, is promoted to Vice President of Construction

In his expanded role, Gil will assume the many and varied responsibilities required to oversee the multiple and complex construction projects Sheridan undertakes every year. Gil’s credentials in engineering, LEED and state of art Project Management systems have and will continue to contribute to Sheridan’s growth and capabilities as one of Maine’s leading commercial and industrial contractors.  

 

Wilbur Ferland, is promoted to Vice President of Sales and Estimating

Wil’s consistent and capable 27 years of service with Sheridan have brought Sheridan’s abilities to bring construction solutions for its clients to the very high levels needed in today’s technical and exacting world of construction.  Wil’s solid estimating skills, product knowledge, and construction management experience will be utilized to increase the already substantial depth of Sheridan’s capabilities to provide the services today’s sophisticated construction buyer expects.  

Sheridan Construction News

Somerset Stone And Stove

We have plenty of Pellets and Pellet Logs
Somerset Stone & Stove
1078 Kennedy Memorial Drive
Oakland, ME 04963
Telephone: (207) 465-9800
Store Hours: Mon – Fri, 8:00am – 5:00pm
Saturday, 8:00am – 2:00pm
https://www.somersetstonecenter.com

*POSTPONED* 62nd Annual Meeting – Winslow Community FCU

*POSTPONED* 62nd Annual Meeting – Winslow Community FCU

NOTICE: In an effort to protect the health and safety of our members, volunteers and staff, Winslow Community FCU has postponed our Annual Meeting scheduled for Thursday, March 19, 2020. Thank you for your understanding; we will provide advance notification when the meeting date is rescheduled.

“Waterville’s got Talent”

Oak Grove Center and Good Life Entertainment are pleased to Sponsor “Waterville’s got Talent” to be held on April 11th, 2020 at the Waterville Elks Club located at 76 Commercial Dr. in Waterville. We are looking for singing Talent and audience members.
This fundraiser is dedicated to replacing some of the discretionary spending which has recently been reduced to fund State-Mandated pay raises (which is a good thing right?) activities that have been adversely affected include things like day trips to area attractions, civic and cultural events and other activities for our Senior Citizens. Good life Entertainment and other civic minded companies and individuals are endeavoring to provide a bit of a cushion to the Resident Council to restore *some* of the activities that the Seniors are no longer able to enjoy due to lack of funding. It speaks directly to their quality of life! Seniors are one of our most valuable resources and I would be willing to bet that many of the most useful things that you have learned in your life; were in part, thanks to a Senior. I think that we owe it to them. Don’t you?
With that said; we humbly ask for your generous donation of any amount (donations of services, certificates and/or raffle items gladly accepted) as you are guided by your heart to give.

Please make your check payable to:
Oak Grove Resident Council
27 Cool Street.
Waterville, Maine 04901

Please let us know if you would like to have your generous donation acknowledged at the “Waterville’s got Talent” fundraiser for Oak Grove Seniors on April 11th, 2020 at the Waterville Elks, this event will feature local singing talent as well as offering various raffles and a 50/50 draw during intermissions.
Tickets must be purchased in advance at Oak Grove and are available NOW! For further details and/or to inquire about how you can get involved, please contact Ellie Gould at 207-873-0721 or Robin Cameron at 207-399-4391.

New Dimensions Takes 1st Place in Best of the Best Credit Union Category!

New Dimensions Takes 1st Place in Best of the Best Credit Union Category!

We can’t thank you, our members, enough for the support you have given us. We were voted #1 (by you) in the Best of the Best contest recently and we are thrilled. Molly Woodward [photo left] accepts the award for NDFCU in a gathering, hosted by MaineToday, at the Waterville Elks last week. We work hard to ensure excellent standards and this award says we are doing things right. Thank you!

 

Become a volunteer for Family Violence Project!

Become a volunteer for Family Violence Project!

Are you a good listener? Are you comfortable talking on the phone?
Do you have a passion for helping others?

If you answered yes to these questions, we have an opportunity that may be perfect for you!

Family Violence Project has an ongoing need for volunteer advocates to help answer our 24-Hour Helpline for those affected by domestic violence. As a volunteer advocate on the helpline, you will make a difference in people’s lives by volunteering once a month from the comfort of your home. Do you worry that you won’t know what to say? Family Violence Project offers a free training that prepares you for this volunteer role; also, a staff person will always be available to assist you by phone while you are volunteering. Participants in the training will learn about the complex issue of domestic violence, the staff and services of Family Violence Project, and how to talk with callers and help them create safety plans. Although successful completion of this training is required for this volunteer role, no other experience is necessary.

Family Violence Project’s next volunteer training will be held in Augusta starting on Saturday, April 4th during the day from 8:30am to 3:30pm and then every Tuesday and Thursday from then until May 19th at 5:30pm to 8:30pm. 

Attendance at all listed training dates is required for successful completion of the training. If you are interested in participating in this volunteer opportunity, you must be 18 years of age or older, complete a volunteer interview and pass background / reference checks prior to being accepted. Volunteer interviews must be completed by 4:30pm on Tuesday, March 31st. While the training itself is free of charge, we ask for a $25 donation from those who are financially able to provide it to help cover the cost of background checks.  The inability to donate will not prevent a person from participating in this opportunity!

For more information, please contact Jaime at jmooney@familyviolenceproject.org or 207-623-8637 x302. For more information: https://www.familyviolenceproject.org/how-you-can-help/volunteer/

2020 Scholarship Opportunity – Winslow Community FCU

2020 Scholarship Opportunity – Winslow Community FCU

In 2020, Winslow Community Federal Credit Union will grant a graduating high school senior with one $1,000 scholarship!

Eligibility Requirements

  • Must be a member of Winslow Community Federal Credit Union
  • Must have acceptance to an accredited college, university or technical school
  • Demonstrates passing grades in all subjects during high school years

Deadline

Please return your completed scholarship application no later than April 30, 2020, by mail, email or by delivering in person.

Winslow Community Federal Credit Union
12 Monument Street
Winslow, ME 04901
memberservices@wcfcu.com

Application

Download the 2020 Scholarship Application at https://www.wcfcu.com/scholarship/ 

Back to School

Back to School

I can’t hide it – I love the smell of a fresh pack of crayons! As I strolled down the school supply aisle at a local department store, I imagined what notebooks, folders, pens, pencils, and calculator I would choose if I were a kid again. I even got a little giddy about selecting a new lunch box. I even have photo proof of my excitement; see photo above!

School starts this week for many students and New Dimensions FCU is ready to get back into the classrooms with new engaging lesson plans to teach financial education in grades K-12! In sharing a couple of highlights with you, we’ve purchased fun storybooks to share with the younger kids that teach them how to count money, make change, and encourages them to start saving money! For the middle school students, we have built a large scale, custom Jenga game which will be used to teach budgeting skills. Finally, for the high school students, we have listened to student’s feedback and crafted a new lesson called “Adulting 101” which will show young adults what it really takes to live on their own. Molly and I debuted this lesson with the Upward Bound students at UMF this summer and they were fully engaged in the lesson and after the session was done, I heard many students say, “Adulting is hard…I’m totally going to live in my parent’s basement forever.” It was a good dose of reality, for sure.

So, send your child back to school because we are ready to bring high energy lessons to classrooms all over Kennebec and Somerset counties – our school totes are packed and ready! If you are a teacher and would like us to visit your classroom, please contact me directly at tverzoni@newdimensionsfcu.com or (207) 872-2771.

Have a productive and happy new school year!

Until next time

~ Tanya

New Dimensions Goes Back to School!

New Dimensions Goes Back to School!

New Dimensions Federal Credit Union is proud to be a leader in financial education and believes that achieving financial goals doesn’t happen by accident. It takes knowledge of best practices, a solid plan outlining HOW to reach financial goals, appropriate action steps, and perhaps a little guidance along the way in case life doesn’t go as planned.

As the 2019/2020 school year gets underway, our financial education team is prepared with new interactive lessons that offer various aged students, throughout Kennebec and Somerset counties, important financial lessons! 

It’s never too early to learn good money habits, which is why the financial education team worked so hard to bring valuable financial resources into so many classrooms. During the last school year, the financial education team taught over 1,000 students ranging in grades 3 through 12 on various topics including the importance of saving money, identifying needs versus wants, checkbook reconciliation, effective budgeting, how to maintain good credit, car buying best practices, and more. 

We’re excited to bring new elementary activities to the school system that were designed to teach young children how to count money and begin to make good money decisions. Then with the junior high students, we decided to bring new information that would ensure clearer understanding about how checking and savings accounts work and even a fun activity called “Budgeting Jenga” which will be introduced this fall. Finally, throughout last year, many high school students stated that they needed a better understanding of what it is like to live on their own so we created just that. We will introduce an entirely new financial lesson plan entitled “Adulting 101” which was successfully utilized by students in the summer Upward Bound program. Debit cards, credit cards and other financial concepts such as interest rates and online banking will be also be explained in a new presentation called “How’z it Work?”  

If you are a teacher in Kennebec or Somerset counties and would like assistance meeting the financial education standards in your classroom, a Girl or Boy Scout Leader, or if you are looking for a Junior Achievement volunteer, please contact New Dimensions Federal Credit Union’s Director of Financial Education, Tanya Verzoni at (207) 872-2771 or by email at tverzoni@newdimensionsfcu.com

Certified Insurance Counselor

Certified Insurance Counselor

The designation of Certified Insurance Counselor (CIC) has been conferred on Melissa Davenport, Account Executive of GHM Insurance in Waterville, Me, following her successful completion of a rigorous insurance education program sponsored by the Society of Certified Insurance Counselors. This accomplishment is affirmed by the President of the Society of CIC, Dr. William T. Hold, Ph.D., CIC, CPCU, CLU. The full CIC credentials were sent to Mrs. Davenport on June 28th, 2019 in official confirmation of the achievement.

The Society of CIC is a key member of The National Alliance for Insurance Education & Research, the nation’s preeminent provider of insurance and risk management education.

Mrs. Davenport has demonstrated her professional competence through the successful completion of the five CIC courses and the corresponding comprehensive examinations that focus on all major fields of insurance and insurance management, such as property and casualty, personal and commercial lines, commercial multiline, agency management, insurance company operations, life and health, and risk management.

Melissa Davenport, AAI, CIC
Account Executive

[T] 207-873-5101
[F] 207-873-5784
ghmagency.com

2019 Award of Excellence-Safeco

2019 Award of Excellence-Safeco

 

Martha Wentworth of GHM Agency earns Safeco Insurance® Award of Excellence for superior underwriting skill

Waterville, ME— Safeco Insurance has selected Martha Wentworth for an Award of Excellence. Fewer than 5% of insurance agents across the country who sell Safeco Insurance personal lines policies receive this prestigious honor.

Martha provides our clients with the insurance protection they need at the right price,” said Bill Mitchell, owner of GHM. “Safeco shares that same value, and we are thrilled that Martha has been recognized with one of the company’s top honors.”

To receive a Safeco Award of Excellence, an insurance agent must have a strong relationship with Safeco and superior underwriting skills

“Outstanding underwriting and strong partnerships benefit GHM’s customers,” said Martha Wentworth“Because Safeco Insurance supports independent insurance agents as trusted advisors, I am honored to have been selected for the Award of Excellence.”

GHM Insurance
51 Main St
Waterville, ME
207-873-5101

Back to School Backpack Donation!

Back to School Backpack Donation!

The new school year is right around the corner and Winslow Community FCU helped with the stress of back to school shopping for some local elementary school students. Around 60% of parents report that they find it hard to afford their children’s back to school supplies. The national average cost for back to school supplies is around $685 per household!

Winslow Community FCU realizes that back to school can be a financially stressful time for our members. So to help out, we recently donated school supplies to help five local elementary schools start their school year off right. In total we donated fifty backpacks filled with important supplies such as pencils, crayons, and notebooks to Benton Elementary School, Albion Elementary School, Clinton Elementary School, China Primary School, and Vassalboro Community School! We also provided each school with a teacher box that included tissues, wipes, Dunkin Donuts gift cards, Mid-Maine Chamber Gift Cards and more! We hope this helps our community schools get off to a great start this school year.

Happiness Happens Month – Winslow Community FCU

Happiness Happens Month – Winslow Community FCU

Did you know that August is Happiness Happens month? In order to celebrate, Winslow Community Federal Credit Union has decided to extend ourChristmas in July program into August! For the beginning of August we will still be collecting new, unwrapped gifts for the Maine Children’s Home for Little Wanderers Christmas Program.

Each year, the Christmas Program distributes boxes of gifts and clothing to more than 1,700 financially disadvantaged children throughout the state for Christmas. The Maine Children’s Home for Little Wanderers Christmas Program is the only Maine program of its kind that provides toys, warm clothes, books, and family games to children ages 12 and younger.

Please find downloadable wish lists online at www.wcfcu.com/happinesshappens which you can print and take with you shopping! You can place your donations in the shopping cart in our lobby at 12 Monument St. in Winslow. We are open Monday through Wednesday from 8:30 am to 4:30 pm, Thursday 8:30 am to 5:00 pm, and Friday 8:30 am to 6:00 pm for item drop off! Thank you so much for helping to make the holiday season special for these children! For information call us at 207-872-2636.

REM Craft Fair

REM Craft Fair

The REM Craft Fair will feature talented crafters from all over Maine.  The two day event will be held again this year at Champion’s Fitness Club, 30 Elm Plaza, Waterville on Saturday, October 26th   from 10am to 3pm and on Sunday, October 27th   from 10am to 3pm.   The craft fair will showcase the work of high-quality Maine artisans so you can support our local Maine artisans and find that perfect, unique gift at the same time!  And while you’re there, be sure to enjoy a bowl of one of the great homemade soups available!

 

NDFCU’s 6th Annual Cruisin’ For a Cure Car Show….a Record-Breaking Success!!

NDFCU’s 6th Annual Cruisin’ For a Cure Car Show….a Record-Breaking Success!!

We are excited to announce that this year’s event raised $11,741.55 for the cancer program. With an additional $5,000 award from the Children’s Miracle Network, the new total raised is $16,741.55. Each year the proceeds from the car show benefit the Maine Children’s Cancer Program (MCCP), an affiliate of The Barbara Bush Children’s Hospital at Maine Medical Center, located in Scarborough, Maine. A special thanks to the Children’s Miracle Network Hospitals for the match award.

This year’s event was the biggest event yet with a record-breaking 160 participants who entered their cars into one of the 24 car classes offered. We had DJ, Mike Davis playing music from the 70s, 80s, and 90s, the Flamingo Café food table sported lengthy lines all day, and the trophies were accepted with giant smiles and pride one-by-one.

New Dimensions FCU feels truly blessed to have such outstanding and involved community members, local business owners, and, of course, car enthusiasts who proudly showcase their beautiful cars each year. A heartfelt thanks to all of you!

22nd Annual Charity Golf Tournament to benefit the Mid-Maine Homeless Shelter & Services

The Mid-Maine Homeless Shelter invites you to participate in their 22nd Annual Charity Golf Tournament. This year’s tournament will take place at Natanis Golf Course in Vassalboro, ME on the Tomahawk Course. The format of the tournament is a scramble with carts. Prizes will be awarded at the completion of the tournament.
Over the past 21 years, this fundraiser, with the help of supporters like you, has proven to be beneficial to the shelter. With your help, we will continue to provide a warm, welcoming and safe environment for our guests.
Event Details Event Details Event Details About Mid About Mid-Maine Homeless Shelter & ServicesMaine Homeless Shelter & Services Maine Homeless Shelter & Services Maine Homeless Shelter & Services Maine Homeless Shelter & Services Maine Homeless Shelter & ServicesMaine Homeless Shelter & Services
EVENT DETAIL
Date: Thursday, September 19, 2019
Attendance: Expected 144 Golfers
Location: Natanis Golf Course
Tomahawk Course
735 Webber Pond Road
Vassalboro, ME 04989
Schedule: 9:00 a.m. Registration
10:00 a.m. Shotgun Start
Contact Information
Mid-Maine Homeless Shelter
Karyn Bournival, Interim Executive Director
19 Colby Street Waterville, ME 04901
(207) 872-8082  (207) 872-6550  Fax: (207) 872-0834
shelter@ShelterMe.org  www.shelterme.org

NEW DOCTOR -DR ABBY ARENA

NEW DOCTOR -DR ABBY ARENA

New Doctor at Garland Road Small Animal Hospital.
Dr. Abby Arena is happy to be working in the greater Waterville area once again! Dr. Arena is a lifetime Mainer (minus her years in vet school in Prince Edward Island). She graduated in 2014 and came back with a little Beagle named Artie and a huge interest in animal wellness and especially surgery.
When she’s not at work, she is dabbling in one of her many hobbies and creative pursuits-anything from sewing and painting to gardening and welding! 

President’s Club 2019

President’s Club 2019

GHM Insurance Agency Recognized for Exceptional Customer Commitment
and Service selected for The Hanover’s President’s Club

GHM Insurance Agency recently was selected for The Hanover Insurance Group’s President’s Club, an elite group of independent insurance agencies from across the country.

The Hanover’s President’s Club agencies are recognized for delivering outstanding value to their customers through their insurance expertise and responsive service.

The Hanover partners with a select group of 2,300 independent agents nationwide. GHM was one of only 120 independent agencies recognized with this distinction. This is the 18th consecutive year GHM has been named to The Hanover’s President’s Club.]

“We are proud to partner with the great team at GHM Insurance Agency,” said Richard W. Lavey, president, Hanover Agency Markets. “They are truly committed to serving their customers, offering valued counsel and high-quality insurance expertise.”
The agency was formally recognized for its inclusion in the company’s President’s Club during a national business conference in Bluffton, South Carolina.
“GHM has been serving the insurance needs of Maine families and business owners since 1901. We’re proud to represent The Hanover Insurance Group. They are an outstanding insurance carrier that provides a high level of value and service we expect when choosing which carrier to place our customer’s business with,” said Bill Mitchell, President at GHM.

The Last Unicorn – Brunch

Run for The Roses Brunch
The Last Unicorn
8 Silver St. Waterville, Me

The Last Unicorn would like to announce the official start to our NEW Sunday Brunch: Run for the Roses! We will be open this Sunday for Easter from 9am~2pm! Whether you are coming to enjoy the unique food options, the delicious and creative Bloody Mary’s, our Mimosa bar or the Grateful Dead tunes this is sure to be an experience you won’t forget! Every Sunday from 9am to 2pm.
Now taking reservations for Mother’s Day 2019

The last Unicorn Restaurant

Do You Know the Top 3 Factors that Impact Your Credit Score?

Do You Know the Top 3 Factors that Impact Your Credit Score?

In today’s financial landscape, it is important to be diligent with your credit. From getting car insurance to a new apartment to a new job; your credit score can affect you.

There are many factors that make up your credit score ratio, but the following are major considerations. Your FICO score is a three-digit number which can range from 300 to 850 and is a major factor in determining your creditworthiness when applying for a loan. Many people are unsure about how it is calculated or what actions they can do to improve their score.  Here are the top 3 factors that impact your score:

  1. A solid payment history – 35% of your credit score is based on your payment history, so it is imperative that you pay your bills on time. Paying late can drastically drop your credit score especially if it is a mortgage loan that is past due. This particular late payment can impact your score by 50 or 100 points! Overall, more weight is placed on your current payment history within the last 12 months.
  2. Capacity is king – 30% of your credit score is based on capacity which is how much credit you can handle. Carrying high balances relative to your limit on your credit cards, also known as maxing out your credit cards, is a bad idea. This shows lenders that you are relying heavily on credit to get by and will negatively impact your score. Ideally, you should pay off any credit card debt you charge each monthly or aim to use less than 25% of the available balance.
  3. Length of credit – 15% of your credit score is based on how long your credit has been established. Therefore, it is a good idea to keep your oldest credit card open even if it carries a zero balance. Closing credit cards that have a long credit history can negatively impact your score.

It is wise to check your credit score once a year to determine if you need to make any changes in your monthly budget or lifestyle to improve your score. Improving a bad score is possible, but it will take time and commitment on your part, which is why New Dimensions Federal Credit Union provides credit counseling to its members. If you would like more information on credit counseling services, please call Tanya Verzoni, Director of Financial Education, at (800) 326-6190.

Visit newdimensionsfcu.com

Care & Comfort names Michelle Dixon Director of Nursing

Care & Comfort names Michelle Dixon Director of Nursing

Care & Comfort, a Waterville based Behavioral Health, Home Health and Veterans Services agency that provides care across thirteen Maine counties, has announced the appointment of Michelle Dixon, RN, BSN as the Agency’s Director of Nursing. Dixon will be responsible for the clinical oversight of Care & Comfort’s Home Health Division.

“Michelle brings a significant scope of experience to her position as Care & Comfort’s Director of Nursing,” noted the Agency’s President & COO Mike Stair. “We are delighted she has joined our C & C family and will be leading our Home Healthcare Division. She has a passion for her profession and home-based care, is an experienced clinical and administrative leader, and is committed to ensuring that all services we provide meet or exceed nationally recognized standards. Michelle is an ardent advocate for both those needing our care to remain in their homes and those who provide it.”

Dixon, who received her Bachelor of Science in Nursing from the University of Southern Maine, has extensive experience in many facets of nursing including hospice, oncology, and adult mental health.

Looking to Grow Your Business in 2019?

Looking to Grow Your Business in 2019?

In the landscape of today’s business world—demand creative solutions!

At New Dimensions FCU we enable businesses to grow and prosper by providing them with the types of products and services that are not only relevant and helpful but are also considered resources and tools they can really use. Because New Dimensions was built from the ground up, the same way many of our local businesses are, we understand what it takes to build a strong and stable business and we want to do everything that we can to help others achieve the same. We believe in building relationships based on trust and consistency, but mostly because we know our business members; they are our neighbors, local grocers, dentists, and they are our friends.

As a business member of NDFCU, you become a secure part of the credit union because we take pride in fostering our knowledge and understanding of your business needs. By doing this, we are better equipped to offer the most useful resources designed to help in the places you need them most. We strive to help you with your financial planning because we value hard work and we are always looking for ways to positively impact our local economy.

Growing your business can mean anything from expansion to diversification, but often it’s about having specific technological needs that are necessary to that growth. Whatever those needs are, we have creative solutions that will assist you and your employees, by overcoming obstacles and challenges that deter production and creativity. Let us help you with products and services such as payroll, merchant services, lending solutions, IRAs, health savings accounts for your employees, and more.

If you are a business member looking for more information about the products and services that we offer, please contact our Director of Business Development, Molly Woodward, by phone at (207) 872-2771 (Ext. 2417) or by email at mwoodward@newdimensionsfcu.com.

Visit our website!

When It Comes to Fundraising…We Reach for The Stars.

When It Comes to Fundraising…We Reach for The Stars.

Something special happened within the walls of New Dimensions last year as we planned our events for 2018. During that time our team culture advanced and became strong and impactful. We stepped up, we flourished, and we succeeded together. We worked hard to gain insight into each other so that we could work together as a unified team. We wanted to be the best versions of ourselves, so we worked hard to make a difference, because we wanted you, our members, to be proud.

As always, we are committed to providing excellent member service to every single member, whether that servitude mentality is at one of our branches or out in the community, we work for you! Because we know our community needs us to be a helpful neighbor and financial partner, each year we work out the details of a yearlong plan of events that include soup days, harvest fests, book sales, a car show, and more. The passion among the entire staff, as each event is planned and executed, is not only exciting but so incredibly inspiring. Even more than that is the energy our members exude when they attend our events. We couldn’t be more thrilled and prouder of our generous and caring members who invest so much each year. Whether they are paying for 50/50 raffle tickets, a gift card calendar, or the many gifts they return to our Giving tree during Christmas each year, they know they are contributing to a much bigger cause, and they never hesitate.

Look for the hashtag #teamteal in 2019 as a representation of our commitment to being superstars in the world of volunteering and fundraising because we want to make every possible effort to ease the lives of the people in our community. We are proud of what we do to serve our members every day, and with each act of kindness we extend to our community, we make a difference.

Similarly, in 2018, NDFCU contributed to area businesses who were looking for funding that would impact the community in positive leaps and bounds. We happily supported several area schools, nursing homes, local libraries, KVCAP, the Alfond Youth Center, and more; all of which exhibited tremendous effort to help feed families in need, provide scholarships, school supplies, and winter clothing for children in need, as well as other worthy causes.

For More Info

5 “Financially Fit” Goals That We Think Einstein Would Approve Of

5 “Financially Fit” Goals That We Think Einstein Would Approve Of

Make 2019 the year you improve your financial security.

You’ve probably heard the famous quote by Albert Einstein, “Insanity is doing the same thing over and over again and expecting different results.”  Here’s one you may have not heard before by French writer and poet, Antoine de Saint-Exupéry, “A goal without a plan is just a wish.” So, if we were to combine the two quotes and stated it very simply, it might sound something like, “If you are stuck in the same old rut and want to go in a different direction, set a goal and outline a plan to get there.” 

Like millions of people, you may be tired of being in debt…Read More Here!

Planning Your Budget in 2019!

Planning Your Budget in 2019!

Living Well Depends on How Well You Plan!

Do the words, “New Year’s Resolutions” spark feelings of anxiety for you? Have you made resolutions in the past that you just couldn’t keep up with? Did you create a “How to” plan when setting those goals for yourself? According to a Business Insider survey, 80% of New Year’s resolutions fail by February, which can be mostly attributed to goal setting that is way too aggressive and a lack of planning.

If your goal is to become more financially stable in 2019, New Dimensions FCU suggests that you create a customized plan that works for you and your family. Keep in mind that one plan does not fit all families or situations. Whether it’s building a sizable savings account, paying down debt, contributing to a retirement plan or tackling costly projects, it’s easiest to start with the basics.  Here are some ideas to help you build a viable plan for your financial goals in 2019:

  • Create an effective household budget

READ MORE HERE! 

Frugality may be the key to living well!

Frugality may be the key to living well!

Do you think living a frugal life would make you feel deprived? Wait, before you think that I am going to suggest that you use rainwater to hand wash your laundry and live entirely off the grid spending only $1.00 per day……let me assure you that you don’t have to go to such extremes to make a significant dent in your expenses.

After meeting with several of our members over the past year, I found that when assisting them with their household budgets, that they would benefit from the ways I have learned to live more frugally. Here are a few principles that may help your family as well. Feel free to evaluate these tips by yourself or discuss them as a family:

Choose your splurge category: When I evaluate and make suggestions about a member’s budgeting expenses, I ask specific questions to determine what they really don’t want to live without.  Perhaps their main social activity is dining out, or it’s having an extensive wardrobe, or it could just be that getting a coffee at a local coffee shop is their “can’t live” without daily routine. Individually these spending categories could fit into your budget, but you may realize your budget cannot support them all. Pick one category that you don’t want to live without and reduce or eliminate your spending on the others.

Eat simply and healthy:  There are thousands, possibly millions, of web pages that offer recipes using few (3 to 5) ingredients or less. Try searching some of these pages for inspiration on how to make meals for less. Also, encourage everyone in your household to eat what is in the refrigerator, cupboard, or pantry first before going grocery shopping again. Buying seasonal produce, shopping sales and using store reward programs can also save you money on groceries.

Prioritize experiences over “stuff”: To live a more decluttered and frugal life, my husband and I started organizing our home by selling or getting rid of stuff that we no longer need or value. It’s a liberating experience! We live by the following mantra, “If we will not use it frequently and it doesn’t bring us happiness, it doesn’t come into our house.” Instead of collecting “stuff,” collect memories! Plan low-cost activities with your family and snap a few photos as a keepsake. A fun afternoon activity can give you more long-term happiness than any “have to have” item that typically ends up at a future yard sale anyway.

Spend time with frugal people: If you have family or friends that like to live the “high roller” lifestyle, it can be detrimental to your budget as you strive to “keep up with the Joneses.” Consider having an honest conversation with family and friends who suggest expensive dining restaurants, sporting events or shopping trips and let them know that though you love spending time with them, you need to keep your financial goals in mind, too. Perhaps you could offer less expensive ideas that fit within your budget.

Set aside a few “guilt-free” dollars:  Once you have a handle on your budget (and be sure to call me if you need help), it’s important that you identify a specific amount of money slated just for you, as well as the other members in your household, and label those funds as “guilt-free” dollars. This can be as little as $2.00 per week to spend on a treat, snack or some other guilty pleasure. It gives you and other family members the flexibility to choose how the money is spent without guilt because those specific dollars are not allocated to other household expenses. Here’s the kicker though…once that designated amount is spent for the week, you’re done spending until the next week. Period! It’s tough at first, but it gets easier, I promise!

Living frugally is not a bad thing, it’s just about balance. If you need a little helping getting your budget in balance, please email me at tverzoni@newdimensionsfcu.com, or call me at (207) 313-5924. I’d be glad to help!

Until next time ~

Tanya

Now offering Enchanted Herbs & Teas Brand Teas and Tisanes

We are now offering Enchanted Herbs & Tea brand loose leaf teas and tisanes! Our teas and tisanes are available prepackaged and in bulk. We have many flavors of loose leaf teas available and are sure to have one to suit your taste. These teas are available in our shop in Waterville, Maine and online. You may also stop in and “try before you buy” any of our bulk teas. We will cheerfully prepare in our tea room/cafe a cup of any flavor tea for you to purchase so that you may try it before you buy it.

Oakland Dental Team helped Served over 1000 patients during Mission Trip To Guatemala

Oakland Dental Team helped Served over 1000 patients during Mission Trip To Guatemala

Dr. Rebecca Berry and dental hygienist, Laura McCaslin of Lakes Region Dental in Oakland, recently completed a weeklong dental mission trip to Guatemala, where 75% of the population lives below the poverty line and have extremely limited access to dental services.

Dr. Berry and Laura traveled with 35 other dental providers from across the United States and Canada to Guatemala City to provide dental care to some of the poorest citizens in the city. Over the course of the week, they were able to provide care to over 1000 Guatemalans including several hundred children.

Register for the Mainebiz New Ventures/Startup Forum on August 21st!

Join us August 21 at the Mainebiz New Ventures / Entrepreneurs & Startup Forum!

This Mainebiz forum is designed to help and inspire entrepreneurs who want to startup, grow and be successful in business. Attendees will gain insight and connect with resources in the Maine that support the startup and entrepreneur business community.

The forum with feature 10 Best Ideas for Startups and Entrepreneurs; a panel discussion with Maine CEOs who will share their best ideas and advice from their startup experience. Attendees will also be able to choose two workshop sessions, from a selection of six, that will cover topics from; how to setup your company, financing your company (traditional and non-traditional), Recruiting and retaining the right employees, and what you need to know about logistics, shipping and exports.

Timeline

7:30am – 8:30am – Registration, Networking & Breakfast

8:30am – 9:30am – 10 Best Ideas For Startups and Entrepreneurs

10:00am – 11:00am – Workshop Sessions 1

11:00am – 12:00am – Workshop Sessions 2

12:00-1:00pm – Buffet Lunch & Keynote Address

To register or for more info visit Mainebiz.biz/NVF

#MBNVF18

Now Serving Iced and Frozen Matcha Lattes and Other Specialty Beverages

Now Serving Iced and Frozen Matcha Lattes and Other Specialty Beverages

Enchanted Herbs & Teas is pleased to announce an expansion to our tea bar.  In addition to the addition of cafe tables, we are now offering iced and frozen specialty drinks such as Yerba Mate Lattes, Matcha Lattes and a myriad of other tea and coffee drinks available to drink inside or take on the go.  We will be adding outdoor cafe tables in the near future.

People Helping People is our Business at New Dimensions Federal Credit Union

People Helping People is our Business at New Dimensions Federal Credit Union

Because of the importance of our commitment to be a good community neighbor, we offer resources for worthy causes that maintain and improve the local communities that we serve. Whether we provide funding to students, businesses, or other non-profits that strive to positively impact area students, families, and organizations, we are proud to support our community.

In an ideal world, everyone has enough to eat, a place to sleep, warm protective clothing to wear in the winter—especially our tough Maine winters. Sadly, this is not the case in our community or any other community for that matter. This crisis is prevalent in every corner of our world and we are committed to helping the people we live near and do business with. We are your neighbor, your friend, your financial partner and we work hard to raise the money needed to provide funding for dire needs such as shelter, food, and clothing. In response to those challenges, we regularly offer donations to organizations such as Mid-Maine Homeless Shelter, local area food pantries, and other organizations who are full heartedly impacting the well-being of individuals and families in our local community.

Additionally, NDFCU holds several fundraisers throughout the year that raise the money needed to directly benefit three organizations; Maine Children’s Cancer Program (MCCP), Maine Special Olympics, and Ending Hunger in Maine Campaign. Together in 2017, we raised more than $23,888.66 toward our goal to help people in need!

It goes without saying that the New Dimensions FCU fundraising achievements are a direct reflection of the generosity of our members and it would also not be possible without the hard work and dedication of our staff, Board of Directors, and volunteers.

New Dimensions Encourages Our Youth to Save Their Money

New Dimensions Encourages Our Youth to Save Their Money

National Credit Union Youth Month starts April 1!

New Dimensions FCU would like to know, what kind of saver is your child? One who gladly saves money, or do you have to formulate a creative scientific plan to get him or her to put money away?

Every saver is unique, but most people who save regularly develop the habit early in life. Teach your children how to save by learning to delay gratification in order to save for long-term goals. This is a crucial life skill that NDFCU is committed to helping our youngest members develop. You can help get your children into the habit by having them cut out pictures of something they’d like to have someday and post the images where they’ll see them often. Then help them open a savings account at New Dimensions FCU. You can open an account with as little as $5. Encourage your child to make regular small deposits each week. Tell them their money will earn interest while it’s in their account. If they keep this routine going, they’ll quickly see their savings grow.

We can help too! Beginning April 1….

Read More Here!

40 years – A Reflection

40 years – A Reflection

On February 21, 1978 a small group of women in the Augusta area signed the Articles of Incorporation for Family Violence Assistance Project. In Maine and across the country activists were mobilizing to create a safety net for victims of domestic violence through provision of comprehensive direct advocacy with and on behalf of survivors, including shelter, support groups, and crisis intervention. They sought to “educate and inform… of the needs and the critical problems of battered spouses, and of the social forces and attitudes which contribute to the problem.” Forty years later, we continue the work. Our efforts are supported by strong coalitions and committed individuals. Forty years later, almost 50% of homicides in Maine are those perpetrated by a current or former intimate partner, dating partner, or family member. Safety and peace in our homes is possible. And we believe it will take our entire community to make this happen.

Throughout the coming year, Family Violence Project will recognize and remember. We are a hard working group of committed advocates: Board, Staff, and Volunteers. We shall celebrate, yes; because without joy and connection, there will never be change. Ours is humble work, and earnest; and we lean into it for a journey much longer than we knew in our earlier years. We hope you will follow our postings, our newsletter, and our activities throughout the year. We hope you will join us, in whatever way makes most sense for you.

Lets take a moment to honor those who have survived abuse, to appreciate the growth from surviving to thriving for so many, and to acknowledge that too many lives have been stolen. And it is an opportunity for FVP to reflect on our role in helping to create our vision of a community where violence is unacceptable and people treat each other with respect and to move our mission to End Domestic Abuse in Kennebec and Somerset counties.

Important Notice to New Dimensions FCU Members…

Important Notice to New Dimensions FCU Members…

As a result of Taconnet Federal Credit Union merging with New Dimensions Federal Credit Union, certain systems will be unavailable, for a period of time, because of the conversion.

  • Remote Deposit Capture (depositing a check with your phone app) will be unavailable for use on Thursday, March 29 at 5:00 p.m. until Monday, April 2 at 8:00 a.m.
  • Online Banking, Mobile Banking, and Teller-Phone (audio response) will be unavailable from Friday, March 30 at 6:30 p.m. until Monday, April 2 at 8:00 a.m.
  • Bill Pay will be unavailable on Friday, March 30 at 6:30 p.m. until Monday, April 2 at 10:00 a.m. All existing payees and payments will be available after April 2 at 10:00 a.m.
  • Access to balance inquiries or transfers at the ATM will be unavailable from Friday, March 30 at 4:00 p.m. until Monday, April 2 at 10:00 a.m.
  • Shared Branching will be unavailable from Friday, March 30th at 6:30 pm until Monday, April 2nd at 8:00 am.

Thank you for your patience and understanding during this merger. If you need any assistance or have any questions, please feel free to reach out to any of our staff and we will be happy to assist you.

Are you Ready for a Vacation?

Are you Ready for a Vacation?
8 simple steps to taking your dream vacation this year!

Snow and sub-freezing temperatures will soon give way to sunny days and warm breezes, which carry the melodic songs of the Spring robins. While we are waiting for the beautiful weather to arrive, you could start saving for Summer and Fall vacations or stay-cations!

Family Violence Project Volunteer Training Being Offered This Spring!

Family Violence Project Volunteer Training Being Offered This Spring!

We are looking for volunteers who would like to be trained as Helpline Advocates. In this role, you would be part of the team that answers our 24 hour helpline for those affected by domestic violence. Once trained, you would volunteer from the comfort of your home! Our next volunteer training begins on April 3rd in Augusta. For more information contact Jaime at 207-620-9044, or check out the training announcement on our website. We hope to hear from you!

http://www.familyviolenceproject.org/how-you-can…/volunteer/

Flame Resistant Clothing

Flame Resistant Clothing

We now sell FR clothing! You asked for it and we listened. We have teamed up with the Fechheimer company and now offer their line of Justin Flame Resistant clothing. If you know anyone who works with power or in a bucket please spread the word. We have some in stock, but ther deliveries are very quick. Call or email with any questions.

Are You Throwing Money Out The Window?

When we are grocery shopping, looking for a new sweater in a department store, or even buying a new electronic gadget; we may take the time to read online reviews, perform side by side comparisons, and even use apps to find a better deal. But, when it comes to things like mortgage, home equity loans, house or vehicle insurance, credit card interest rates, cell phone plans, television/cable services, or even banking services such as checking accounts, some people RARELY shop around for a better deal.  Perhaps it’s because these things seem like too big of a chore to tackle in an already crazy schedule? Maybe it’s because we are uncomfortable with change? Whatever the reason, I am hoping I can convince you to make the time to shop around for these products and services because THERE ARE HUGE SAVINGS TO BE HAD IN THESE CATEGORIES!

If I handed you $200, $300 or even $500 would that be meaningful to you? 

READ MORE HERE!

School Street Yoga

Just six weeks until our Water’s Edge Wellness Retreat. Register now for a delightful experience at Snow Pond Center for the Arts in Sidney.

School Street Yoga is hosting all aspects of this retreat –Jeri and Susan will teach yoga classes.

Three-day, two-night all-inclusive retreat

Sept. 29-Oct. 1 | $325 per person

Additional charge for accommodations, which vary. 

Make your reservations today!

School Street Yoga  | schoolstreetyoga.com

Change in Leadership with Maine International Film Festival

Recently our friends at WABI TV 5 aired a news story featuring the change in leadership at the Maine International Film Festival in Waterville. Mike Perreault is taking over the top post from our President and CEO, Shannon Haines, who served as Festival Director for 15 years. Shannon will certainly remain involved with the festival in her role as President and Chief Executive Officer of Waterville Creates!

2017 – 2018 Call to Artists! Art in the Lobby at Railroad Square Cinema

Entry Deadline: September 1
Exhibition Period: October 2017 – September 2018
Location:17 Railroad Square

The Maine Film Center’s Art in the Lobby exhibition series at Railroad Square Cinema provides an opportunity for Maine visual artists of various ages, media, and lifestyles to exhibit their work in a high-profile venue. While the Maine Film Center’s primary focus is film, the organization has always been committed to the promotion and incorporation of visual arts into its programs and venues, and they are excited to pursue new, multi-disciplinary programs and partnerships. The Call to Artists residing in Maine. All work must be original and ready to be delivery. For more information manner to the public at the time of the Railroad Square Cinema website.

Lovejoy Health Center Welcomes Dr. Harik to the Team

ALBION – Danielle Harik, DO, will be joining Lovejoy Health Center’s medical team in a one-year position this summer to provide primary care to people of all ages. She recently completed the Good Samaritan Regional Medical Center Family Medicine Residency in Oregon. In 2010, she obtained a Doctorate of Osteopathic Medicine from Michigan State University. Previously, Danielle obtained a Bachelor of Science degree at Lee Honors College of Western Michigan University. Her areas of clinical interest include women’s health, international medicine, and nutrition in medicine.

“I am drawn to the Lovejoy Health Center because of the mission to treat people of all ages, regardless of their background or socioeconomic status,” Danielle recently shared. “My residency clinic is a patient-centered medical home and I have greatly appreciated the support of all my colleagues and the myriad of clinic resources available to better serve our patients. I am excited to continue to work in this model with a supportive team as a multidisciplinary approach is best when trying to reach optimal health. Lastly, I was immediately impressed by the warm, welcoming nature of everyone at Lovejoy. I look forward to joining the practice.”

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Lovejoy Health Center is part of HealthReach Community Health Centers, a group of eleven Federally Qualified Health Centers in Central and Western Maine. Dedicated providers deliver high quality medical and behavioral health care to citizens in over 80 rural communities. To ensure access for everyone, HealthReach accepts Medicare, MaineCare and major insurances. In addition, an Affordable Care Program is available to uninsured and underinsured residents as well as assistance with applications for programs that help with the cost of healthcare and medications including the Health Insurance Marketplace. A private, non-profit with a 42-year history, HealthReach is funded by patient fees, grants and individual donations.

Holiday Bazaar 2017: Call for Entry!

Common Street Arts is preparing for another amazing Holiday Bazaar in downtown Waterville this November and December. Right before the winter holidays, when shoppers are looking for the perfect gift, the Common Street Arts gallery will be transformed into a marketplace filled with handmade items created by Maine artists and craftspeople through this juried exhibition. This call for fine art + craft is open to all artists and craftspeople. If you throw mugs, make ornaments and cards, design jewelry, knit hats, or create other imaginative gift items, we invite you to participate. All artists will be paid a 60% commission; Common Street Arts Artist-Level members will be paid a 70% commission. For more information or to enter, visit the Common Street Arts website or call us at 207-872-ARTS.

Entry Deadline: August 14th

Greetings from the L.C.Bates Museum

Summer has brought many wonderful visitors from Maine and away to tour the museum and learn about the local wildlife. Visitors seem to most like the exhibited birds, moose and black bear. We have been telling all visitors about the upcoming solar eclipse on August 21 and inviting them to return that day to the museum to watch the eclipse with us.