* AAA Membership has lots to offer
* Ask about Insurance!
* AAA branches offer notary services for most of your personal documents Monday through Friday.
* Plan your next Vacation!
* Save time by taking care of select licensing needs at a AAA branch instead of going to your local agency office. AAA branches in Maine offer replacements and renewals for licenses and state IDs. No appointment needed. Passport Photos.

At Allen Insurance and Financial,  we know what’s important to the people of Maine and we know the value of working together.  Our Waterville location was known as GHM Agency for decades and as Allen Insurance and Financial we are maintaining the tradition GHM has built over the years by doing business with the same heart-felt dedication to our customers and the community.

We are a 100% employee-owned company, which means when you call us you are speaking with an owner every time – someone who is 100% dedicated to doing their very best to help you navigate the complex world of insurance and financial services.

CBU Benefits, a Maine-based company that works with insurance brokers and agencies to provide supplemental health options, began as a division of Combined Benefits United in 2007. Located in Hallowell, the company has been serving Maine businesses and their employees and growing exponentially over the last decade. CBU Benefits branched off to become its own company.

The advisors and management team at CBU Benefits provide education for employees and their families so that they can find the right insurance options that fit their needs based on age, health, lifestyle and other factors. We work hard to address the risks that can arise when injury or illness put you out of work and strive to develop personal relationships that aid in planning for the long-term well-being of your family.

In 2018, CBU Benefits partnered with "Recalibrated Warrior" SSG Travis Mills, so that we could spread our message about the importance of protecting your family from life's unexpected events.

Let's protect your family from the unexpected.

At the Liberty Mutual office in Augusta, trained local agents can help you find the coverage you need, and the discounts you deserve. Our Augusta office is located in the Preti Flaherty building at Memorial Circle right near the State Capital. We are proud to serve the communities of Augusta, Gardiner, Winthrop, Waterville, Skowhegan and surrounding areas.

Our moto is -   “Isn’t It Time To Compare?”

As a Modern Woodmen representative, I use my knowledge of financial products and needs to help my members and the New England community plan for a secure financial future. Working together, I can help you develop a personal financial strategy unique to your needs and goals.

Inspired by pioneer woodmen of the era, Modern Woodmen of America was founded to clear financial burdens – not trees. 

About Us

Our 20 plus years of experience uniquely enables us to do what we do best: Provide advice. We work with business owners and their employees providing advice on employee benefits and employer protections. When I began my career in 1995 my sales manager told me "to be a student of my business." That advice has served me well over my career. Coupling this with the critical skill of listening, we listen to what our clients and prospects needs are and help them implement the strategy that works best for them. Our goals are simple: Help employers and their employees protect what they have worked hard for, help prepare them for a prosperous future while working within the confines of a budget. Please review the links and information on this website. Hopefully you will find valuable information. Should you find something that interests you, let us know and we will help you implement it..